Lithuanian-American Community For Over 25 Years
| Taupa's Rates |
| Interest rates effective March 20, 2008 and are subject to change |
| Savings |
| Interest | APY | |
| Regular Savings | 0.75% | 0.75% |
| Money Market | 1.50% | 1.50% |
| CD's and IRA's | ||
| $500.00 min 6 Months | 2.74% | 2.75% |
| $500.00 min 12 Months | 2.96% | 3.00% |
| $500.00 min 24 Months | 3.20% | 3.25% |
| $500.00 min 36 Months | 3.20% | 3.25% |
| Now Accounts | ||
| $700.00 min | 0.25% | 0.25% |
| $2,500 min | 1.00% | 1.00% |
| Loans |
| Loans | Interest |
| Master Card | 9.96% - No Annual Fee |
| Personal* | 10.00% |
| New Car (36 months) | 6.00% |
| New Car (48 months) | 6.25% |
| New Car (60 months) | 6.75% |
| Used Car (less than 2 yrs old) | .50% over new car rate |
| Used Car (less than 3 yrs old) | 1.00% over new car rate |
| Used Car (over 3 yrs old) (max. 36 months) | 7.75% |
| *0.25% rate discount applies for direct deposit accounts. | |
| Passbook Loan - Up to 95% of secured funds | |
| Home Equity - Prime Rate - .25 (Currently 5.00%) | |
| Mortgages - Call for down payment requirements. | |||
| Adjustable Rate with closing costs | |||
| Rate | |||
| One Year ARM* | 5.25% | with closing costs/ 0 points | |
| Three year ARM | 5.50% | with closing costs/ 0 points | |
| Five Year ARM | 5.75% | with closing costs/ 0 points | |
| Adjustable Rate with no closing costs | |||
| One Year ARM* | 5.75% | no closing costs/ no points | |
| Three Year ARM | 6.00% | no closing costs/ no points | |
| Five Year ARM | 6.25% | no closing costs/ no points | |
| *One year adjustable, owner occupied | |||
| Fixed Rate | |||
| 30 Year | 5.875% | 5.925% | with closing costs/ no points |
| 15 Year | 5.375% | 5.480% | with closing costs/ no points |