Interest rates effective as of December 15, 2021
Rates are subject to change without notice
Click for Loan Calculator, or look under Services.
| Loan type | APR* | Notes |
|---|---|---|
| Mastercard | 9.96% | No annual fee |
| Personal** | 10.00% | |
| New car | 1.95%-3.50% | |
| Used Car | 2.25%-4.25% | |
| Passbook Loan (up to 95% of secured funds) | +2.00% | over certificate rate |
| Home Equity Line of Credit | ||
| Prime rate | ||
| Floor rate | 4.00% | |
| Mortgages *** (call for down payment requirement) | ||
| Adjustable rate mortgages- down payment 10% or higher- no PMI required. | ||
| Refinance Rates: | ||
| 5/1 Year ARM | 2.75% | with closing costs / 0 points |
| 5/1 Year ARM | 3.75% | no closing costs / no points |
| ****SPECIAL-ONLY FOR NEW PURCHASE MORTGAGES****(With Closing Costs) | ||
| 5/1 Year ARM | 2.50% | Between 10% and 20% down. (NO PMI) |
| 5/1 Year ARM | 2.375% | 20% or more down. |
| FIXED RATE- 15,20,30 Year. * Rates can change daily. | ||
| For FHLB - 15 Year | 2.650% | |
| For FHLB - 20Year | 2.875% | |
| For FHLB - 30 Year | 3.25% | |
| For Taupa- 15 Year | 2.650% | |
| For Taupa- 20Year | 2.875% | |
| For Taupa- 30Year | 3.25% | |
* APR is the Annual Percentage Rate