Interest rates effective as of September 16, 2020
Rates are subject to change without notice
Click for Loan Calculator, or look under Services.
| Loan type | APR* | Notes |
|---|---|---|
| Mastercard | 9.96% | No annual fee |
| Personal** | 10.00% | |
| New car | ||
| 36 months | 2.75% | |
| 48 months | 3.00% | |
| 60 months | 3.25% | |
| Used car | ||
| Less than 2 years old | +0.50% | Over new car rate |
| Less than 4 years old | +1.00% | over new car rate |
| Over 4 years old (36 months max.) | 3.90% | |
| Passbook Loan (up to 95% of secured funds) | +2.00% | over certificate rate |
| Home equity | ||
| Prime rate | ||
| Floor rate | 4.00% | |
| Mortgages *** (call for down payment requirement) | ||
| Adjustable rate mortgages- down payment 10% or higher- no PMI required. | ||
| Adjustable Rate with closing costs | ||
| Five year ARM | 3.125% | with closing costs / 0 points |
| Adjustable rate with no closing costs | ||
| Five year ARM | 4.250% | no closing costs / no points |
| Fixed rate | ||
| FIXED RATE-15,20,30 Year | Rates change daily Rates on 09/17/2020: 15 year: 2.625% 20 year: 2.750% 30 year: 3.000% |
* APR is the Annual Percentage Rate