Loan rates


Interest rates effective as of October 16, 2019
Rates are subject to change without notice
Click for Loan Calculator, or look under Services.


Loan typeAPR*Notes
Mastercard9.96%No annual fee
Personal**10.00%
New car
36 months2.75%
48 months3.00%
60 months3.25%
Used car
Less than 2 years old+0.50%Over new car rate
Less than 4 years old+1.00%over new car rate
Over 4 years old (36 months max.)3.90%
Passbook Loan (up to 95% of secured funds)+2.00%over certificate rate
Home equity
Prime rateCurrently 5.00%
Floor rate4.00%
Mortgages *** (call for down payment requirement
Adjustable Rate with closing costs
Three year ARM3.25%with closing costs / 0 points
Five year ARM3.50%with closing costs / 0 points
Adjustable rate with no closing costs
Three year ARM4.00%no closing costs / no points
Five year ARM4.25%no closing costs / no points
Fixed rate
15 and 30 yearcall for information

* APR is the Annual Percentage Rate