Loan rates


Interest rates effective as of  September 18, 2024
Rates are subject to change without notice
Click for Loan Calculator, or look under Services.


Loan typeAPR*Notes
Mastercard9.96%No annual fee
Personal**10.00%Rate subject to credit
approval
New car5.99%Rate subject to credit approval
Used Car5.99%Rate subject to credit approval
Passbook Loan (up to 95% of secured funds)+2.00%over certificate rate
Home Equity Line of Credit
Prime rate
Floor rate4.00%
Mortgages *** (call for down payment requirement)
Adjustable rate mortgages- down payment 10% or higher- no PMI required.
5/1 Year ARM5.75%with closing costs / 0 points
5/1 Year ARM

6.75%no closing costs / no points
****SPECIAL-ONLY FOR NEW PURCHASE MORTGAGES****(With Closing Costs)
5/1 Year ARM5.75%10% down. (NO PMI)
FIXED RATE- 15,20,30 Year. * Rates can change daily.
For FHLB - 15 Year6.25%
For FHLB - 20Year6.375%
For FHLB - 30 Year6.375%
For Taupa- 15 Year6.25%
For Taupa- 20Year6.375%
For Taupa- 30Year6.375%

* APR is the Annual Percentage Rate